The following changes relating to auto insurance in Alberta take effect January 1, 2022:
1. The minor injury cap on compensation for pain and suffering increases from $5,365 o $5,488.
2. Alberta will adopt a Direct Compensation for Property Damage system. Under this system, your own insurance company pays for repairs to your vehicle when you are not at-fault for a collision. Previously, it was the at-fault party’s insurance that had to pay for the repairs. This change does not affect an individual’s right to sue the other driver for damages arising from their injuries.